US Insurance Group, LLC
Effective Date: 01/20/2023

Welcome to the website of US Insurance Group, LLC.  By accessing our website, submitting a form, responding to a mailer, or engaging with our services, you agree to these Terms and Conditions.

If you do not agree, please do not use our website or services.

By using this website, submitting online forms, responding to mailers, or communicating with us electronically, you agree to comply with these Terms and all applicable federal and state laws.

US Insurance Group, LLC is an independent insurance brokerage providing information and assistance related to life insurance, final expense insurance, and mortgage protection products.

All information provided on this website is for informational purposes only and does not constitute financial, tax, or legal advice.

Insurance products are subject to underwriting approval and carrier guidelines.

By providing your phone number, email address, or submitting any online or Facebook Lead Form, you consent to receive communications from US Insurance Group, LLC, including:

• Phone calls
   
• Email messages
   
• SMS text messages
   

SMS communications may include:

• Appointment confirmations
   
• Policy updates
   
• Customer service messages
   
• Insurance-related reminders
   
• Promotional or marketing messages
   

Message frequency varies based on your interaction with our services.

Message and data rates may apply.

Consent to receive SMS messages is not a condition of purchase.

You may opt out of SMS communications at any time by replying:

STOP — to unsubscribe
HELP — for assistance

After opting out, you will receive a confirmation message and will no longer receive SMS messages unless you re-subscribe.

We retain proof of opt-in consent where required by law.

Submission of information does not guarantee insurance approval. Coverage is subject to underwriting and carrier review.

All content on this website, including text, graphics, logos, images, and design elements, is the property of US Insurance Group, LLC or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or republish content without prior written consent.

US Insurance Group, LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Use of this website
   
• Reliance on information provided
   
• Service interruptions
   
• Unauthorized access to data
   

To the fullest extent permitted by law, our total liability shall not exceed the amount paid, if any, for services rendered.

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect personal information.

We do not sell, rent, or trade personal information.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

We may utilize third-party vendors for:

• CRM systems
   
• SMS platforms
   
• Email services
   
• Website hosting
   
• Analytics tools
   

We are not responsible for the practices of third-party websites or services linked from our site.

These Terms are governed by the laws of the State of Michigan (or update to your correct state). Any disputes shall be resolved in the courts located within that state.

We reserve the right to update these Terms at any time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

US Insurance Group, LLC
Front Office: (517) 684-9517
Underwriters: (517) 257-1870